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Access Health CT: Enrollment Still Open

Deadline for 2014 coverage is March 31; benefits start Jan. 1 for those who enrolled before Dec. 24.

A release from Access Health CT, the state's Affordable Care Act exchange:

Dec. 23 was a record day for Access Health CT (AHCT), with the highest daily enrollment performance since the Exchange’s launch. More than 6,700 individuals applied for coverage before the deadline of midnight on the 23rd and will begin the year with coverage on Jan. 1, 2014. This brought the total enrollment from Oct. 1 to Dec. 23 to more than 62,000 individuals.

Enrollment is still open, and will continue until March 31, 2014.  In order to begin coverage on the first of a month, individuals must apply online by the 15th day of the previous month, and pay carriers the first premium payment by the end of that month.  For example, if someone applies for coverage by the 15th of January 2014, and pays their insurance carrier by the 31st of January, they will be eligible for coverage on Feb. 1, 2014.  Enrollments occurring after the 15th will have coverage begin the following month.  Again, as an example, if an individual enrolls on Jan. 17, coverage would be effective on March 1.

With the rush of activity occurring on the 23rd, Access Health CT is reaching out to three small groups of enrollees to ensure they were able to complete the applications they began prior to the cutoff.  The first group is individuals who were on the phone with our call center or waiting in the queue for their call to be answered as of midnight on Dec. 23rd.  The second group contains individuals who had submitted paper applications on time. Lastly, there are individuals who were initially deemed ineligible for Medicaid, but with new clarification of spend-down rules, may now be eligible for commercial insurance with tax subsidies. 

AHCT staff is currently reaching out to all of those affected individuals proactively to get them enrolled for coverage effective on Jan. 1, 2014.

For individuals outside of these already identified groups, who believe they should be deemed eligible for coverage effective Jan. 1, 2014, an appeals process has been put in place.  Individuals interested in filling an appeal should either call 855-805-4325 or mail their appeal to Access Health CT Appeals, P.O. Box  # 670, Manchester, CT 06045-0670.

Paul Bahre December 31, 2013 at 09:06 AM
Sounds all Rosy. Let me tell you the state system is working no better than the Federal System. I tried to sign up on Oct 1st and the system crashed. I guy at the Health Access took my application over the phone. They asked for income verification I sent it in. I kept calling them for further details and none were ever coming. Then just before Christmas a woman called and told me my application did not go through. She went to put it in but the system crashed. She called back the next day and put the application in the next day. I have been calling and calling and calling. I finally after being on hold for 6 hours got through to Anthem Blue Cross and they said they had the policy and so I paid them over the phone so I would be covered by the first of the year. You would not believe the problems and how much on hold I went through. Now the wait for my insurance cards. Long short my premiums will be the same as they were at my employer, but this policy is ACA compliant of course and theirs was not. My old policy only covered 6 Dr. Visits and 2 labs. Good drug coverage and that's it. 10K deductible and 25K ceiling. The new policy I signed up for as a Gold plan with 3k deductible so I hope at least the new policy will pay for my check up this year. So let me just say this: I was forced into getting a policy and I"m sure a lot of people out there are in the same boat. I just hope it's better than the old one.

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